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BDM in the Spotlight: Mikai Ning

Publication Date: Monday, 13 July 2020
This article originally appeared in Mortgage Professional Australia

BDM in the spotlight asks a different BDM the same questions – giving you regular insights into the lives of some of the top BDMs in the country.

Name: Mikai Ning
Years in the industry: Nine
Company: Brighten Home Loans
Location: Sydney

What you did before entering the industry?

I worked in retail banking, foreign exchange and then business banking for two of the big four banks. But prior to that, I was a jewellery trader in Hong Kong, specialising in pearls – South Sea pearls, Japanese Akoya, Chinese freshwater pearls, you name it!

How often do you see brokers in a week?

I see brokers almost every day, they are like family to me. Even though we don’t meet face-to-face given the current circumstances, we’re always on the phone, in Zoom meetings and using social media to communicate.

What do brokers want most from you?

Information regarding our lending policy, scenarios and submissions. Brokers are dealing with many banks and varieties of products, and as a business development manager representing Brighten, being able to clearly deliver and educate brokers about what we do is crucial. In a way, we help brokers to understand better and achieve the most in their busy schedule.

What is your favourite part of the job?

I really enjoy building rapport with brokers and meeting their other business partners, the opportunities are endless. I also love seeing brokers grow and become successful, it is exciting to be part of their journey.

What distinguishes the best brokers you deal with?

I must say, brokers who are passionate, hungry to learn and fully understand their customers are the best to deal with.

Describe your ideal weekend

Weekends before having a baby were all about sharing good food with family and friends. Now that I am a new mum, I am working hard to train my little one to become a foodie like me.

What’s the strangest lending scenario you’ve ever encountered?

There are too many strange ones to mention, but there is one that I will never forget. One non-resident customer’s main income was derived from the rental of his 100-plus unencumbered property portfolio. When the broker asked for evidence of ownership and rental income to support his serviceability, it took the customer days to find his title deeds and rental income statement. What a great problem to have!

How do you like your steak done?

I like a good cut of medium-rare Bistecca alla Fiorentina.




我的BDM Mikai Ning从我第一次认识她到现在有两年多的时间,非常的专业、超高效,很耐心的聆听和讲解我的每一个问题,即便是在她怀孕期间也专门嘱咐我“不要紧,有问题尽管问,看到一定及时回复”。态度永远超级nice!和她沟通总是让人感到轻松和愉快!我做贷款这么多年,Mikai是我最喜欢的BDM没有之一!我要给她120分的好评

Lulu, 铂腾注册贷款经理人

对Mikai Ning超级好评,她不仅业务娴熟,而且对工作认真负责及时答复无无论是任何时间都会及时回复。节假日有问题咨询也能做到及时回复。对broker超级有耐心和负责,我们非常喜欢和支持Mikai Ning和Brighten!

Fan, 铂腾注册贷款经理人

Brighten的BDM Liwen给我留下了深刻的印象,无论是policy和product方面的扎实度,还是在贷款环节中的任何一个小问题,Liwen总是在第一时间及时给出帮助。Brighten一直给我很好的体验,好的利息和好的BDM和好的credit team,让我总是在第一时间把Brighten产品作为推介给客户的首选

Jinkai, 铂腾注册贷款经理人

Mikai 是一个积极主动,工作能力强,并且拥有良好的交际技能的人。我们和Mikai的合作十分的顺利,希望能和Brighten保持这样良好的合作关系。

Alan, 铂腾注册贷款经理人

我的BDM Leo Liu 在产品方面的介绍为我提供了很大的帮助。 我期待与Brighten和Leo Liu建立更好的合作关系。

Anthony, 铂腾注册贷款经理人

Mikai 是我们的BDM 她很负责任. 能及时的回复我们的问题 如果有policy的update 她也是尽可能的除了email 之外 电话或者message给我们. 确认我们能收到 了解这些变化. 以确认我们能更好的为客人服务. 非常感谢长期以来对我们broker的支持。

Terry, 铂腾注册贷款经理人

非常便捷,利率也比较亲民,铂腾房贷解决了海外客户贷款难题;感谢BDM Mikai 的大力支持。

Yuhui, 铂腾注册贷款经理人


Jakie, 铂腾注册贷款经理人



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