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Brighten secures a $250 million funding facility

Publication Date: Friday, 24 January 2020
This article originally appeared in Mortgage Professional Australia

Australian non-bank lender Brighten Home Loans has secured a $250 million tranche of funding through a warehouse facility with Goldman Sachs.

This funding comes a little more than a year after securing its first $500 million warehouse facility from another global financial institution, as Brighten continues to rapidly scale up its lending business.

The Sydney-based lender secured the second tranche of funding following a period of strong lending growth.

“The Brighten team is very pleased to have secured this additional funding that will be used to further expand our lending business,” Brighten head of securitisation and funding Adam Moore said.

Moore added that Brighten was also in active discussions with a range of additional potential funding partners to further fund its growth ambitions.

The emerging non-bank lender believes it is an ideal time to expand its lending business into the growing Prime and Near Prime loan segments.

“Based on our research and feedback from brokers and industry groups we believe we will be able to compete through a combination of a streamlined product offering, simple and competitive pricing structure, along with a superior service proposition assisted through our enhanced technology platform,” Brighten head of lending operations Jason Ford said.

Brighten has made substantial progress since it commenced operations in 2017, with extensive investment undertaken in building a platform for growth.

Given the existing infrastructure and distribution networks in place, along with the introduction of new lending products tailored to specific client demand, Brighten said it expected continued strong growth in 2020.

The company also continues to actively recruit and invest into the growth of its broker network including aggregator channels, in support of achieving the target of a $2 billion loan book in two years.

A bit about Brighten:

  • Brighten Home Loans is an Australian non-bank lender founded in 2017, with an initial product offering including home loans to non-residents of Australia and Australian residents with income from abroad.
  • Brighten is now expanding into the Prime, Near Prime and Alt Doc lending segments for its next stage of rapid growth. It expects to launch these loan products in the next quarter.
  • Brighten currently has a network of 400 brokers is expected to make an announcement regarding aggregator partnerships in coming weeks that will further expand its distribution networks.
  • Brighten continues to invest in its firm-wide headcount of more than 50 staff, with offices in Sydney, Melbourne and Brisbane.




我的BDM Mikai Ning从我第一次认识她到现在有两年多的时间,非常的专业、超高效,很耐心的聆听和讲解我的每一个问题,即便是在她怀孕期间也专门嘱咐我“不要紧,有问题尽管问,看到一定及时回复”。态度永远超级nice!和她沟通总是让人感到轻松和愉快!我做贷款这么多年,Mikai是我最喜欢的BDM没有之一!我要给她120分的好评

Lulu, 铂腾注册贷款经理人

对Mikai Ning超级好评,她不仅业务娴熟,而且对工作认真负责及时答复无无论是任何时间都会及时回复。节假日有问题咨询也能做到及时回复。对broker超级有耐心和负责,我们非常喜欢和支持Mikai Ning和Brighten!

Fan, 铂腾注册贷款经理人

Brighten的BDM Liwen给我留下了深刻的印象,无论是policy和product方面的扎实度,还是在贷款环节中的任何一个小问题,Liwen总是在第一时间及时给出帮助。Brighten一直给我很好的体验,好的利息和好的BDM和好的credit team,让我总是在第一时间把Brighten产品作为推介给客户的首选

Jinkai, 铂腾注册贷款经理人

Mikai 是一个积极主动,工作能力强,并且拥有良好的交际技能的人。我们和Mikai的合作十分的顺利,希望能和Brighten保持这样良好的合作关系。

Alan, 铂腾注册贷款经理人

我的BDM Leo Liu 在产品方面的介绍为我提供了很大的帮助。 我期待与Brighten和Leo Liu建立更好的合作关系。

Anthony, 铂腾注册贷款经理人

Mikai 是我们的BDM 她很负责任. 能及时的回复我们的问题 如果有policy的update 她也是尽可能的除了email 之外 电话或者message给我们. 确认我们能收到 了解这些变化. 以确认我们能更好的为客人服务. 非常感谢长期以来对我们broker的支持。

Terry, 铂腾注册贷款经理人

非常便捷,利率也比较亲民,铂腾房贷解决了海外客户贷款难题;感谢BDM Mikai 的大力支持。

Yuhui, 铂腾注册贷款经理人


Jakie, 铂腾注册贷款经理人



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